Sustainable Banking: Integrating ESG with Business, Risk & Operations

Evolving Operating Environment and Bank's Response/Performance Macro Developments Bank's Performance Tightening Liquidity Competition for Deposits Healthy Credit Growth Interest Rate Hikes Improving Asset Quality LCR of 125% | Surplus Liquidity of ~47,000cr | Credit Deposit Ratio of 82% Deposit Growth of 15% | Retail Deposit Growth of 16% Loan Growth of 18% | Record Disbursements in Domains NIMS improved to 4.24% from 4.20% in last 2 Quarters Consistent Reduction in Gross Slippages and Provisions IndusInd Bank

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