KASIKORNBANK Financial Overview

K EXCELLENCE Credit Ratings As of May 31, 2013 Foreign Currency Long-term* ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK KBank Thailand Foreign Currency Senior Unsecured Outlook Government Country Ceiling for Deposit Country Ceiling for Debt Outlook Notes Moody's Baa1 A3 Stable Baa1 Baa1 A2 Stable S&P's BBB+ BBB+ Stable BBB+ Fitch BBB+ BBB+ Stable BBB+ A- Stable Stable Note: Moody's: Foreign Currency Long-term Deposit Rating; S&P's: Long-term Counterparty Credit Rating; Fitch Ratings: Foreign Currency Long-term Issuer Default Rating บริการทุกระดับประทับใจ 19 79 K EXCELLENCE Public Recognition Highlight: 2012 - 1Q13 1Q13 Corporate Governance Asia - Asia's Best CEO (Investor Relations) - Asia's Best CFO (Investor Relations) - Best Investor Relations Company (Thailand) THE ASIAN BANKER Best Retail Bank in Thailand ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK 2012 The Bankers Choice Awards in Thailand The Leading Counterparty Bank in Thailand Best Cash Management Bank in Thailand ct - Best Cash Management House in Thailand Trailblazer Awards 2012 - Product Excellence in Debit Cards 2012 - Strategy Excellence in Business Innovation (Special Commendation) SAA Awards for Listed Companies 2012: - Best Chief Executive Officer Best Investor Relations - The Asset's Platinum Awards -Triple A Transaction Banking Awards 2013: Treasury, Trade and Risk Management THE ASIAN BANKER wysy - Platinum Award, Banking and Finance sector. - Best Retail Bank in Thailand - Best Cash Management Bank in Thailand - The Best Managed Banks Achievement Awards 2013 Thai ESCO - ESCO Excellent Supporting Bank Awards 2013 - Best SME Bank in Thailand 2012 - Best SME Banker in Thailand 2012 The Asset's Platinum Awards in 2012 Asia Risk - House of the Year, Thailand Finance Asia Best Bond House-Thailand 2012 Alpha South East Asia Best Bank - Best Cash Management Bank - Best FX Bank for Corporates and Fls -Best Retail Bank of the Year 2012 Corporate Governance Asia - Asia's Best CEO (Investor Relations) - Best Investor Relations Company (Thailand) - Asian Corporate Director Recognition Award 2012 SET Awards 2012: - SET Award of Honor for Excellence in Corporate Governance Report 2008-2012 - SET Award of Honor for Excellence in Investor Relations 2010-2012 Institutional ‣ Investor - Best Investor Relations Professional - Corporate Governance Asia Recognition Award 2012 บริการทุกระดับประทับใจ IR magasine - Best Investor Relations by a Thai Company for Excellence in Investor Relations 80

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