Investor Presentaiton

Recent Awards 2018 INTERNATIONAL FINANCE BANKING AWARDS 55th Anvil Awards (2020) - PNB You first. Development "Public Relations Program on a Sustained Basis Communication" (PNB-PAL Mabuhay Miles Debit Mastercard) International Finance Awards (2019) "Fastest Growing Bank for Consumer Loans Philippines 2018" T ASIAN ASSET AWARDS A THE Asset TRIPLE A * 2018 CMO ASIA The Asset triple A Country Awards (2019) • “Best Syndicated Loan Award" (Bloomberry Resorts and Hotels syndicated term loan facility) ⚫ "Most Innovative Deal Award" (Ayala Land's retail bonds) ⚫"Best Acquisition Financing" (Clark Global City Corp) CMO Asia Awards (2019) "Brand Leadership Award" Page 16

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