Energy Portfolio and Canadian Mortgage Overview

Acquisition & Divestiture Activity (2018-2020) Increasing Scale in Core P&C Markets and Wealth Management Citi Colombia Banco Dominicano del Progreso 6% 5% Cencosud Peru 2% BBVA Chile 39% ACQUISITIONS: $7.5B International P&C 52% Jarislowsky Fraser 13% Wealth Management 48% MD Financial 35% Caribbean (Leeward Islands) Pension & Benefits Administration 1% El Salvador 9% Puerto Rico & 10% DIVESTITURES: $5.8B Thanachart Bank Thailand 56% USVI 24% 11

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