Investor Presentaiton
P&L (R$ million)
2Q21
2Q20
Abs.
12M
Net interest income
13,424
13,629
-205
-1.5%
Allowance for loan losses
-3,325
-3,334
9
-0.3%
Net interest income after loan losses
10,099
10,295
-196
-1.9%
Fees
4,700
3,705
994
26.8%
General expenses
-5,106
-4,930
-176
3.6%
Personnel expenses + profit sharing
-2,177
-2,172
-5
0.2%
Administrative expenses
-2,929
-2,758
-171
6.2%
Tax expenses
-1,209
-899
-310
34.5%
Other Income (Expenses)
-1,825
-2,185
359
-16.4%
Investments in Affiliates and Subsidiaries
21
3
18
534.9%
Non-Operating Income
-1
32
-33
-103.5%
Profit before taxes
6,678
6,022
656
10.9%
Income tax and social contribution tax
-2,465
-2,113
-352
16.6%
Minority interest
-43
-47
5
- 10.0%
Net profit w/o additional provision
4,171
3,862
309
8.0%
Extraordinary Allowance for Loan Losses
0
-3,200
3200
n.a
Taxes
0
1,440
-1440
n.a
Net profit
4,171
2,102
2,069
98.4%
APPENDIX
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23View entire presentation