2022 Full Year Results
€m
Group
2022 & 4Q22 - BNP Paribas Group
4Q22
4Q21
4Q22 /
3Q22
4Q22 /
2022
2021
2022 /
4Q21
3Q22
2021
Revenues
12,109
11,232
+7.8%
12,311
-1.6%
50,419
46,235
+9.0%
incl. Interest Income
6,018
5,169
+16.4%
5,721
+5.2%
23,168
21,209
+9.2%
incl. Commissions
2,746
2,919
-5.9%
2,572
+6.8%
10,570
10,717
-1.4%
Operating Expenses and Dep.
-8,473
-7,930
+6.8%
-7,857
+7.8%
-33,702
-31,111
+8.3%
Gross Operating Income
3,636
3,302
+10.1%
4,454
-18.4%
16,717
15,124
+10.5%
Cost of Risk
-773
-510
+51.6%
-947
-18.3%
-2,965
-2,925
+1.4%
Operating Income
2,863
2,792
+2.5%
3,507
-18.4%
13,752
12,199
+12.7%
Share of Earnings of Equity-Method Entities
96
138
-30.1%
187
-48.4%
699
494
+41.6%
Other Non Operating Items
-22
240
n.s.
40
n.s.
-1
944
n.s.
Pre-Tax Income
2,937
3,170
-7.3%
3,734
-21.3%
14,450
13,637
+6.0%
Corporate Income Tax
-685
-759
-9.7%
-881
-22.2%
-3,853
-3,757
+2.6%
Net Income Attributable to Minority Interests
-102
-105
-2.9%
-92
+10.9%
-401
-392
+2.3%
Net Income Attributable to Equity Holders
2,150
2,306
-6.7%
2,761
-22.1%
10,196
9,488
+7.5%
Cost/income
70.0%
70.6%
-0.6 pt
63.8%
+6.2 pt
66.8%
67.3%
-0.5 pt
Corporate income tax: average rate of 28.5% in 2022
Operating divisions:
(2022 vs. 2021)
Revenues
At historical scope & exchange rates At constant scope & exchange rates
(4Q22 vs. 4Q21)
At historical scope & exchange rates At constant scope & exchange rates
+10.4%
+7.8%
Revenues
+10.0%
+7.9%
Operating expenses
+8.0%
+5.2%
Operating expenses
+8.1%
+5.6%
Gross Operating Income
+14.9%
+12.9%
Gross Operating Income
+14.1%
+12.7%
Cost of Risk
+0.5%
-5.9%
Cost of Risk
+63.2%
+49.7%
Operating Income
+18.0%
+16.9%
Operating Income
+5.9%
+6.6%
Pre-Tax income
+17.8%
+17.1%
Pre-Tax income
+3.6%
+5.7%
BNP PARIBAS
The bank for a changing world
2022 Full Year Results | 59View entire presentation