Maybank Earnings Summary Q3 & 9M FY2020
Exposure to Oil & Gas and Real Estate Sectors: 30 September 2020
Reduction in O&G exposure size
Group Exposure to Direct & Indirect Oil & Gas Borrowers
Real Estate Exposure to
Non-Retail Malaysian Borrowers
Maybank Group
2.57%
Note:
"
Malaysia
Singapore Indonesia
Others
1.71%
0.62%
0.07%
0.17%
Others,
34.8%
Funded-only loans exposure is 2.11% for Group
5-Year trend (Group exposure):
4.40%
3.54%
3.68%
2.87%
2.57%
FY2016 FY2017 FY2018
FY2019 9M FY2020
Borrowers' Status:
Normal
Watchlist
■Special Mention Account
GIL
66%
16% 2% 16%
Of GIL breakdown:
•
76% is from midstream
Segmental Exposure:
Upstream
Midstream
Downstream
31%
30%
39%
Note:
Midstream refers to the transportation (i.e. pipeline, rail, barge, oil tanker or truck),
storage and wholesale marketing services of crude or refined petroleum products.
15
RM36.07 bil
(or 11.13% of Malaysia
High Rise
Residential,
29.5%
Gross Loans)
Hotels, 6.2%
Offices, 3.7%
Malls,
9.3%
Note:
Landed
Residential,
16.5%
■
Funded-only loans exposure is 9.92%
'Others' include Land, Industrial Buildings & Factories,
Other Residential, Other Commercial and REITS
Borrowers' Status:
Normal Watchlist
■Special Mention Account
GIL
73%
24%
1% 2%
Of Watchlist breakdown:
Of GIL breakdown:
•
19% is from high rise residential
•
.
30% is from combined exposure
41% is from combined exposure
to malls and hotels
to malls, hotels and offices
• 6% is from high rise residential
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