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Investor Presentaiton

Back to Table of Contents Movement of Risk-Weighted Assets by Risk Type Credit Risk RWA (in $ millions) Credit risk-weighted assets as at beginning of Quarter Book size (1) Book quality (2) (3) Model updates (4) Methodology and policy' Acquisitions and disposals. Foreign exchange movements Other Credit risk-weighted assets as at end of Quarter Of which Counterparty Credit Risk Q2 2023 Q1 2023 Basel III Revised Basel III Of which Credit Risk Credit Risk Counterparty Credit Risk 410,067 20,157 401,434 (4,576) (2,745) 6,686 393 (47) (673) (29,372) (677) 20,217 241 (14) 4,812 337 2,620 (287) 381,324 17,025 410,067 20,157 (1) Book size is defined as organic changes in book size and composition (including new business and maturing loans). (2) Changes in the assessed quality of the bank's assets due to changes in borrower risk, such as rating grade migration, parameter recalibration, or similar effects. (3) Model updates are defined as model implementation, change in model scope or any change to address model enhancement. (4) Methodology and policy is defined as methodology changes to the calculations driven by regulatory policy changes, such as new regulation (Revised Basel III), including regulatory interpretation. Market Risk RWA (in $ millions) Market risk-weighted assets as at beginning of Quarter (1) Movement in risk levels Model updates (2) Methodology and policy (3) Acquisitions and disposals Other Q2 2023 Basel III 11,018 2,425 Q1 2023 Basel III 10,820 198 Market risk-weighted assets as at end of Quarter 13,443 11,018 (1) Movement in risk levels is defined as changes in risk due to position changes and market movements. Foreign exchange movements are embedded within Movement in risk levels. (2) Model updates are defined as updates to the model to reflect recent experience and change in model scope. (3) Methodology and policy is defined as methodology changes to the calculations driven by regulatory policy changes (e.g. Basel III). Operational Risk RWA (in $ millions) Operational risk-weighted assets as at beginning of Quarter Acquisitions and disposals Higher Revenue (1) Methodology and policy Operational risk-weighted assets as at end of Quarter Q2 2023 Revised Basel III Q1 2023 Basel III (1) Methodology and policy is defined as methodology changes to the calculations driven by regulatory policy changes, such as new regulation (Revised Basel III), including regulatory interpretation. Scotiabank Supplementary Regulatory Capital Disclosure 50,443 50,194 (18) 249 (2,363) 48,062 50,443 Page 80 of 88
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