Supplementary Financial Information (SFI) slide image

Supplementary Financial Information (SFI)

Back to Table of Contents Enhanced Disclosure Task Force (EDTF) Recommendations Below is the index of EDTF recommendations to facilitate easy reference in the Bank's public disclosure documents available on www.scotiabank.com/investorrelations. January 31, 2023 Reference Table for EDTF Recommendation Type of Risk Number Disclosure General 1 The index of risks to which the business is exposed. 2 The Bank's risk to terminology, measures and key parameters. 3 Top and emerging risks, and the changes during the reporting period. 4 Discussion on the regulatory development and plans to meet new regulatory ratios. 5 The Bank's Risk Governance structure. Risk Governance, Risk Management and 6 Description of risk culture and procedures applied to support the culture. Business Model 7 Description of key risks from the Bank's business model. 8 Stress testing use within the Bank's risk governance and capital management. 9 Capital Adequacy and Pillar 1 capital requirements, and the impact for global systemically important banks. Risk-Weighted Assets 10 a) Regulatory capital components. b) Reconciliation of the accounting balance sheet to the regulatory balance sheet. Q1/23 2022 Annual Report Quarterly Report Supplementary Regulatory Capital Disclosures MD&A 40, 44-48 14 74-78 80-81, 85-91 54-57, 99-102, 114-116 72-74 Financial Statements 74-78 79 75-76 44-45 3 54-57 206 44-45, 72 18-21 58 15-16 44-45 70 59-60 54-57 5, 34, 36-47, 55-57, 61, 73, 79 13-14, 34-48, 54-57, 61, 66-69 63-67, 79, 123 176, 229 63-67 176, 223-229 75 13-14, 34-48, 66-69 63-67 224 49, 60, 72 63-67 77 64-66 97-102 99 103-105 102-103 96 92-97 228-229 92-97 228-229 92-97 229 5, 34, 36-47, 55-57 85-91, 117-123 186-187, 225-227 155-157, 187 11 Flow statement of the movements in regulatory capital since the previous reporting period, including changes in common equity tier 1, additional tier 1 and tier 2 capital. 12 Discussion of targeted level of capital, and the plans on how to establish this. 13 Analysis of risk-weighted assets by risk type, business, and market risk RWAS. 14 Analysis of the capital requirements for each Basel asset class. 15 Tabulate credit risk in the Banking Book. 16 Flow statements reconciling the movements in risk-weighted assets for each risk-weighted asset type. 17 Discussion of Basel III Back-testing requirement including credit risk model performance and validation. Liquidity Funding 18 Analysis of the Bank's liquid assets. 35-38 19 Encumbered and unencumbered assets analyzed by balance sheet category. 35-38 20 Consolidated total assets, liabilities and off-balance sheet commitments analyzed by remaining contractual maturity at the balance sheet date. 42-43 21 Analysis of the Bank's sources of funding and a description of the Bank's funding strategy. Market Risk 22 Linkage of market risk measures for trading and non-trading portfolios and the balance sheet. 23 Discussion of significant trading and non-trading market risk factors. 40-41 34-35 76 24 Discussion of changes in period on period VaR results as well as VaR assumptions, limitations, backtesting and validation. 33, 76 25 Other risk management techniques e.g. stress tests, stressed VaR, tail risk and market liquidity horizon. Credit Risk 26 Analysis of the aggregate credit risk exposures, including details of both personal and wholesale lending. 27 Discussion of the policies for identifying impaired loans, defining impairments and renegotiated loans, and explaining loan forbearance policies. 28 Reconciliations of the opening and closing balances of impaired loans and impairment allowances during the year. 29 Analysis of counterparty credit risk that arises from derivative transactions. 30 Discussion of credit risk mitigation, including collateral held for all sources of credit risk. 62 46,75 75 Other Risks 31 Quantified measures of the management of operational risk. 32 Discussion of publicly known risk items. 46 Scotiabank Supplementary Financial Information (SFI). 31, 32 88, 117-118, 120, 121 187 78 83-84 174-177 83-84, 89 67,106 71 EDTF
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