Investor Presentaiton
Diversified Wholesale Term Funding Program
BMO's wholesale funding principles seek to match the term of assets with the term of funding. Loans for example are funded
with customer deposits and capital, with any difference funded with longer-term wholesale funding
BMO has a well diversified wholesale funding platform across markets, products, terms, currencies and maturities
Wholesale Capital Market Term
Funding Composition ($101B)
as at July 31, 2021
Senior Debt (Global
Issuances)
34%
C$ Senior Debt
21%
Covered Bonds
21%
Mortgage, Credit Card,
Auto, TF & HELOC
Securitization + FHLB
advances
24%
Wholesale Capital Market Term
Funding Maturity Profile 1,2
as at July 31, 2021
26
22
22
21
8
14
F2021
F2022
F2023
F2024
F2025
≥ F2026
Term Debt Securitization
1 Wholesale capital market term funding primarily includes non-structured funding for terms greater than or equal to two years and term ABS. Excludes capital issuances
2 BMO term debt maturities includes term unsecured and Covered Bonds
BMO Financial Group
Investor Presentation • October 2021
48View entire presentation