Q3 FY22 Earnings Report

Core Components (23) Notification Engine • Nudges • Offers Personalization • Wishlist • Segmented '3-in-1' digital platform - Phase 2 enablers Stimulation Offers and Promotions Dynamic Banners Search • Search • Content Streams Service Raise a Request FAQ Sales • Geo & Context . Document Centre 5 Mins Call Back Track and Resume Application • Social Share • • Based Search Engagement NPS/Feedback In-App Programs Personalized App BAJAJ B FINSERV • Utilities Locate Us- Maps • QR • Calculators Expense Manager Data . Channels Data • Web • Mobile IVR Dialler Email Banners • • Features Structured Customer Demographics Loan & Other Information Banking & Collections Transactions Financial Services Journey Heatmaps Unstructured Consent based App Data Cookies • Device Info Consent based SMS Data Appography • Contacts Info Consent based Email Data Click Streams Network Info Contextual Data • Personal Events • External Events APIs • Loan Booking APIs • Loan Disbursement APIs • Deposit Booking APIs 600+ Digital APIs Loan Deposit Booking Platform • Debt Management Platform Overdue Payment APIs Advance Payment APIs Loan Settlement APIs Disaster Recovery (DR) Infrastructure Near DR Infrastructure Enterprise Change Data Mgmt Core Platform • Core Infrastructure Digital & Data Infrastructure Loan/Deposit Origination Platform Loan/Deposit Sourcing APIs 2.0 Journey Workflows 2.0 Journey Business Rules 2.0 Decision Engine High Availability (HA) Infrastructure Data Lake New Talent Onboarded • Datawarehouse APIs Micro Services Cyber Security Loan/Deposit Service Management Platform Service APIs for Loans 2.0 • Repayment APIs Service APIs for Deposits Kubernetes Projected Cumulative addition of 1400+ Lateral and Fresh hires in Phase 1 and 2 of Digital Transformation Journey 150+ UI/UX, Content Management, & Digital Domain specialist There are 15 stacks and 72 features and components. 400+ Payment Domain Resources 625+ Engineering Resources 130+ Data Resources Data Security Tech Ops 100+ Core Platform & Infra Resources

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