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Investor Presentaiton

Digital Migration Branch vs Digital Transactions (In Lakhs) 79.69% 48.22 12.28 Dec-19 82.64% 50.7 81.90% 50.64 85.52% 59.81 10.65 11.19 10.12 Mar-20 Jun-20 Sep-20 Transactions through Branch(Lakhs) Transactions through Digital Channels (Lakhs) Digital Share FEDERAL BANK YOUR PERFECT BANKING PARTNER 86.07% 11.22 Dec-20 69.36 YoY Growth in Digital Users • Mobile Banking monthly is around 9149 crores, highest ever even amidst the COVID crisis & a 81.96% YOY growth. • There is a YoY growth of 28% in active digital users. Mobile Banking Volume (In Crores) 47% 46% 9149 7909 36% 35% 6537 28% • Digital Share stands at 86.07%. 5028 5726 • Count of digital active users continues to increase. Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 DIGITAL AT THE FORE, HUMAN AT THE CORE 20
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