2022 Approach to Climate Change Investor Reference Pack

ANZ 2022 Approach to Climate Change Investor Reference Pack ANZ'S CAPABILITY IN FINANCING SUSTAINABILITY GREEN, SOCIAL, SUSTAINABILITY, SUSTAINABILITY-LINKED AND TRANSITION LOANS Lending to deploy capital into green and social initiatives, where borrowers are required to invest in qualifying green and/or social assets or where loan terms are linked to improved performance against agreed sustainability performance targets GREEN, SOCIAL, SUSTAINABILITY, SUSTAINABILITY-LINKED AND TRANSITION Spotlight on Sustainable Finance Sustainable Finance volumes AUD365bn BONDS Distribution of capital into green, social, transition and sustainability initiatives, e.g. green buildings, renewable energy or where bond terms are linked to improved performance against agreed sustainability targets Total volume (AUD equivalent) of sustainable finance transactions¹ since 2015 including Green, Social, Sustainability, Sustainability-Linked and Transition Bonds, Loans, Trade Finance and Derivatives, across Australia, New Zealand, Asia, Europe/UK and America in AUD, NZD, USD, SGD, CNH, HKD, JPY, GBP and EUR AUD5.2bn ANZ as an Issuer has raised AUD5.2b (AUD equivalent) GREEN AND SUSTAINABLE INFRASTRUCTURE PROJECT FINANCE Project financing to support the development of long-term sustainable infrastructure ANZ/CLEAN ENERGY FINANCE CORPORATION ENERGY EFFICIENCY ASSET FINANCE PROGRAM Financing that incentivises small-to- medium sized business customers to invest in energy efficient and renewable energy technologies that will help reduce their energy costs and carbon emissions Sustainable Finance transactions1, # 81 +57% 127 39 including AUD600m Green Bond (May 2015), EUR750m Sustainability (SDG) Bond (Feb 2018) EUR1.0bn Sustainability (SDG) Bond (Nov 2019), AUD1.25bn Sustainability (SDG) Bond (Aug 2020), EUR750m Sustainability (SDG) bond (Jan 2021) FY20 FY21 FY22 All data current as at 30/09/2022 1. Institutional labelled products only 6

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