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Investor Presentaiton

Product Per Customer (PPC) Disbursed Value Fresh v/s Repeat Mix - Fresh Repeat 100% Retail Product Per Customer (PPC) Loan Product ■Fee Product 80% 60% 57% 52% 58% 0.97 1.07 1.12 60% 40% 20% 40% 43% 48% 1.45 1.67 1.89 42% 0% Q2'17 Q3'17 Disbursed Value - Fresh v/s Repeat Mix ■Fresh Repeat Q4'17 Q1'18 Upto 12 MOB SME Upto 18 MOB Product Per Customer (PPC) Upto 24 MOB ■Loan Product Fee Product 100% 90% T 80% 27% 39% 37% 38% 70% 60% 50% 40% 73% 30% 61% 63% 62% 20% 10% 0% 3.71 3.66 3.41 1.27 1.40 1.51 Q2'17 Q3'17 Q4'17 Q1'18 Upto 12 MOB *Base product is included in the PPC calculation Upto 18 MOB Upto 24 MOB * PPC does not include short tenor & renewable loans (viz. PO, LAS & Retailer finance), TW, Infra and Rural lending sourcing 30
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