Investor Presentaiton

Balance sheet metrics Capital and liquidity positioned for growth NPL and Capital Dec 2022 Sep 2023 14.0% 12.5% 3.8% 4.8% NPL 12.5% represents the minimum CBB CAR requirement 23.6% 22.3% CAR 14.0% represents the minimum CBB CAR requirement for banks designated as DSIBS Licensed by CBB as a conventional Retail Bank. 100% Liquidity 398.3% 310.4% Average Daily LCR Dec 2022 Sep 2023 139.0% 136.1% 100% represents the minimum CBB LCR and NSFR requirement NSFR ◊◊◊◊¯¯¯¯| NBB 10 البحرين الوطني

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