Investor Presentaiton
Executive Summary
Improving Financial Health
Data
Social - Improving Financial Health
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Employees
Supply Chain
Environment
Governance
Policies & Data tables
Appendix
1 through Core products
experian.
We use our data and analytics expertise to offer a wide range of core products and services that promote
financial wellbeing.
Improve credit visibility
Experian Go, launched last year, has already enabled more than 130,000 US
consumers who were 'credit invisible' to establish a credit profile in just minutes.
See case study
Our new Banking Insights product in the USA brings together data aggregated
from over 6,500 financial institutions and 1,500 alternative lenders to help build a
financial history for credit invisible, thin-file and subprime consumers.
Understand and manage finances
Worldwide, 168 million people use our free online services - such as
CreditExpert in the UK, Credit Tracker in the USA and Serasa Free Score in
Brazil - to access products and services that can help them understand and
manage their credit profiles.
We provide guidance on how to manage financial profiles through our websites
and social media channels, such as AskExperian, #CreditChat and Experian
News. #CreditChat reached 3.6 million people this year, with over 78,000 active
engagements across nearly 61,000 posts
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Experian Public
Boost credit scores
Experian Boost empowers consumers to instantly boost their scores by adding
positive data - such as on-time payments for utility bills or streaming services –
directly to their credit profile. Millions of people have used Experian Boost since it
launched in 2019 in the USA and 2020 in the UK. See case study
By applying machine learning and other advanced analytics on additional
datasets, Experian Lift Premium enables lenders to further enhance the
accuracy of credit risk scores for 96% of incoming credit applications and
enables scoring of around 21m - 65% of 'credit invisibles' in the USA
Get the best offers
In the USA, we're helping consumers save money on bills with Experian
Insurance Services, a new way to shop for car insurance, and Experian
BillFixer, which negotiates on behalf of Experian members to get them better
rates on bills such as cable, internet and phone.
Our credit marketplaces in USA, UK, Brazil, and Spanish Latin America make
it easier for consumers to access credit by connecting them with credit offers
from a range of lenders through a central portal.
1. FY23 data unless specifiedView entire presentation