Profitability & Capital Adequacy Presentation

a. CASA Deposits Section 6: Deposits & Borrowings CASA Deposits - Bank has a demonstrated capability to grow CASA deposits The bank has reduced interest rates on savings account to only 3% for balances upto Rs. 1 lac. The CASA deposit growth continues to be strong, growth of 26% YOY as of 30 September 2023. YoY Sep-23 vs Sep-22 ↑26% QoQ-Sep-23 vs Jun-23 ↑ 11% 7,893 5,544 5,274 31 Mar 18 (Pre-Merger) Driven by granular retail CASA 4-Year CAGR: 74% 20,661 45,896 51,170 in Rs. crore 79,468 71,983 71,765 31 Dec 18 31 Mar 19 31 Mar 20 31 Mar 21 31 Mar 22 31 Mar 23 30 Jun 23 30 Sep 23 (At Merger) 28 IDFC FIRST Bank

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