Nordea Kredit Performance Update

Net fee and commission income Higher payment and card income partly offsetting lower asset management, brokerage and advisory income Year-over-year bridge, EURM 9 -5% 878 6 1 36 18 27 838 6 Q221 Brok. & Pay. & cards Lending Other FX Q222 Asset mgmt. advisory Quarter-over-quarter bridge, EURm -4% • Net fee and commission income down 5% • Savings fees down following • - lower assets under management Assets under management down 7% but net flow was positive Brokerage and advisory fee income down from record levels of Q2 2021 - Customer activity negatively impacted by volatile market conditions Payment and card fee income up due to higher customer activity 870 17 3 11 10 11 838 1 • Q122 Asset mgmt. Brok. & advisory Pay. & cards Lending Other FX Q222 Nordea

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