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Investor Presentaiton

Company Overview ■ Established: July, 1990 Overview Listings: Ghana Stock Exchange, IPO in 2004 ■ Issued Shares: 548.26 million ■ Market cap: GHS 466.02 million (USD 155.26 million)¹ Shareholding Structure² Other Shareholders 32% SSNIT 33% PROPARCO ■ Focus: corporate banking, asset-backed retail lending, treasury, corporate finance, asset management, brokerage 7% ADP I 28% 1. 2. ■ Network: 20 branches, 64 ATMs, E-Banking platform ■ Headcount: 635 employees GHS millions 250 214 200 150 50 650 100 EBG CAL Bank is ranked amongst the top most profitable banks in Ghana Profit-before-tax - HY 2014 164 139 GCB Share Price as at 30th June, 2014 - GHS 0.85 | USDGHS as at 30th June, 2014 - GHS 3.3509 Shareholding structure as at June, 2014 Half-Year 2014 Investor Presentation - August, 2014 42 92 88 CAL Bank Bank on Our Service 10 70 SCB SBL CAL UBA 3
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