Investor Presentaiton

Business Overview Awards 2018 [Bank] - Global Finance Magazine USA Best Bank in Sri Lanka - 2018 Global Banking & Finance & Review - UK Best Project Finance Bank Sri Lanka Best SME Bank Sri Lanka Best Bank for Credit Cards Sri Lanka ANNUAL BEST 25th AWARD BANK AU 2018 GLOBAL FINANCE Best Retail Banking Product - (Personal Loan Product - Dream Maker Loans) Sri Lanka Best Financial Group of the Year Sri Lanka Asian Banking & Finance - Singapore Under Retail Banking Awards Category Best Domestic Retail Bank of the Year [for the sixth consecutive year] Best SME Bank of the Year [For the sixth consecutive year] Best Financial Inclusion Initiative of the Year Under Wholesale Banking Awards Category Best Domestic Project Finance Bank of the Year [for the fourth consecutive year] Under Corporate & Investment Banking Awards Category Best Debt Deal of the Year Best Corporate Client Initiative of the Year Best Syndicated Loan of the Year 7th Global Customer Engagement Awards Asian Customer Engagement Forum (ACEF) - Mumbai Silver Award for Best Celebrity Endorsement for NDB Araliya Women's Savings product Gold Social Impact Award for "Best Education Program CFA Sri Lanka Capital Market Awards 2018 Gold award for Best Investor Relations [For the third consecutive time] NDB bank LankaPay Technnovation Awards 2018 Best Bank of the Year for Excellence in Customer Convenience - Category C-Winner Best Common ATM Acquirer of the Year - Category B - Merit Award Bank of the Year for Financial Inclusivity - Category B - Merit Award USD STP Excellence Awards of Deutsche Bank, New York Award for exceptional quality of payment messages Awards 2018 [Group companies] - NDB Investment Bank Limited Euromoney Magazine Awards for Excellence Sri Lanka's Best Investment Bank [For the seventh consecutive year] FinanceAsia's Annual Country Awards Best Investment Bank in Sri Lanka [For the second consecutive year] Global Brands Magazine Most Trusted Investment Banking Brand, Sri Lanka [For the fourth year] Asiamoney Banking Awards - 2018 Best Corporate and Investment Bank, Sri Lanka [For the second consecutive year] NDB Securities [Pvt] Ltd CFA Sri Lanka Capital Market Awards 2018 Bronze award for Best Equity Research Report 7

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