Investor Presentation - FY 2020

Riyad Bank at glance Riyad Bank is the Third Largest Bank in Saudi Arabia FY 2020 Key Metrics Third Largest Bank in Saudi Arabia* Riyad Bank Presence SAR 310 bn in Assets SAR 341 Branches 191 bn in Loans, Net 2,486 ATMs SAR ge 203 bn in Deposits 88,542 POS Ratings SAR 11.2 bn in Operating Income SAR 99 4.7 bn in Net Income SAR BBB+ S&P BBB+ Fitch A+ CI Net Income after Zakat (SARmn) FY 2020 Operating Income Mix by Segment Riyad Capital, 7% -16% 5,602 4,715 Treasury & Investments, 21% SAR11.2bn FY-19 Investor Presentation - FY 2020 Corporate, 38% FY-20 London 1 Branch MOST PROFITABLE MOST EFFICIENT BANK OF CHOICE DIGITALLY ENABLED Houston 1 Agency H.O in Saudi Arabia, Riyadh 341 Licensed Branches Shareholder mix Others 22% Retail, 34% 35% Foreign 9% 8% 9% Aseela Investment General Business PIF Singapore 1 Rep Office GOSI 17% AINahla Group بنك الرياض riyad bank 3

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