Wholesale Banking - Positioned for Growth

I TD Wholesale Term Debt Composition¹ Funding Strategy ■ Wholesale term funding through diversified sources across domestic and international markets Well-established C$80 billion Legislative Covered Bond Program is an important pillar in global funding strategy Programmatic issuance for the established ABS program, backed by Canadian credit card receivables, in the U.S. market Broadening of investor base through currency, tenor and structure diversification Recent transactions: CHF 0.5B 3/6Y Fixed Covered Bond EUR 3.25B 3/8Y Fixed/Float Covered Bond USD 1.75B 5Y Fixed Covered Bond By Currency 2,3 AUD 2.0B 5Y Fixed/Float Covered Bond CAD 1.5B 5Y Fixed Senior Bond By Term 2,3 Wholesale Term Debt²,3 GBP $9B 5% EUR $46B 24% AUD 1 $9B 5% I I CAD $65B 34% USD $63B 32% Other 0.7B 0.4% < 4 Year $65B 33% 4 to 5 Year $74B 38% 5 to 7 Year $27B 14% > 7 Year $28B 15% Term Asset Backed Securities I $1.5B 1% I Mortgage Securitization4 $13B 7% Senior Unsecured MTN $105B 54% Capital 5 $20.7B 11% Covered Bonds $54B 27% 46

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