Planning Cycle 4 (2017-2020) - Plan vs Outcome/Top line momentum/Well Diversified Loan Book
Market rumours / comments on Exposure to Potentially Stressed Groups
■
Three groups, one each in Media / Diversified / Housing Finance sectors speculated as being
stressed
Bank's net funded and non-funded exposure to these groups is 1.1% of the loan book net of
provisions held as under:
% of Loans
Q4FY19
Q1FY20
Q2FY20
Media Group
0.4%
0.4%
0.3% (1)
Diversified Group
1.0%
1.0%
0.5%
HFC
0.4%
0.3%
0.3%
Total
1.9%
1.7%
1.1%
Note 1: Holding Company exposures at 0.17% and OpCo Cash Flow exposures at 0.13%
Consolidated security cover of 160% for the exposures held by us, of which marketable security
in the form listed shares covers 37% of the total exposure as on date
■ Total exposure expected to reduce to 0.8% by end of October 2019 through repayments.
All above accounts remain standard in the Bank's books
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