CIBC Investor Presentation
Canadian Real Estate Secured Personal Lending
90+ Days Delinquency Rates
Q2/20
Q1/21
Q2/21
•
Total Mortgages
0.32%
0.27%
0.25%
Uninsured Mortgages
0.28%
0.24%
0.23%
Uninsured Mortgages in GVA¹
0.18%
0.14%
0.24%
Uninsured Mortgages in GTA¹
0.18%
0.17%
0.16%
Uninsured Mortgages in Oil Provinces²
0.64%
0.60%
0.63%
Mortgage Balances ($B; spot)
204
226
218
124
121
113
The Greater Vancouver Area1 (GVA) and Greater Toronto Area¹ (GTA) continue to
outperform the Canadian average
HELOC Balances ($B; spot)
20.3
18.9
18.6
11.4
10.5
10.4
64
69
73
6.3
5.9
5.8
27
28
29
2.6
2.5
2.4
Q2/20
Q1/21
Q2/21
Q2/20
Q1/21
Q2/21
1
1
1
■GVA
■GTA
■ Other Region
■GVA
■GTA
■ Other Region
1 GVA and GTA definitions based on regional mappings from Teranet. 2 Alberta, Saskatchewan and Newfoundland and Labrador.
CIBC
CIBC Investor Presentation | 57View entire presentation