RBC Financial Strategy and Performance
Strength of a high quality liquid balance sheet
Assets
$1,366 Billion
(as at January 31, 2019)
Liabilities & Capital
RBC
Unsecured Funding
Cash and Reverse Repos
45% Liquid
Assets
126%
coverage
36%
Wholesale
Funding
Secured Funding
Loan Portfolio
Represents 43%
of Total Balance
Sheet Excluding
Allowances and
Including Sold
MBS as per IFRS
Derivatives are on
Balance Sheet
as per IFRS
Trading & Investment Securities
Personal Deposits
Residential Mortgages (1)
122%
coverage
Business & Government Deposits
Other Retail Loans
53%
Capital +
Retail-
Related
Funding
Wholesale Loans
Other Assets (2)
Securitization (1) and Covered Bonds
Capital
Other Liabilities(2)
Appendix
(1) Securitized agency mortgaged back securities (MBS) are on balance sheet as per IFRS. (2) Other assets include $85BN of derivatives related assets, largely offset by derivatives related
liabilities in Other liabilities. Under IFRS derivative amounts with master netting agreements cannot be offset and the gross derivative assets and liabilities are reported on balance sheet.
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