Sumitomo Mitsui Financial Group 2021 Financial Overview
TLAC requirements
TLAC and capital buffer requirements
TLAC ratio (transitional basis)
2019 - After
2021
(JPY bn)
Sep 21
2022
External TLAC
A
20,052.9
Minimum external TLAC requirements
(before deduction of capital buffers)
16%
18%
(RWA basis)
Risk-weighted assets (RWA)
B
68,689.4
+) capital buffers*1
Effective required level of minimum
+3.5% +3.5%
TLAC ratio (RWA basis)
(A/B)
C
29.19%
Capital buffers (including CCyB)
D
(3.52%)
19.5% 21.5%
external TLAC (RWA basis)
Ref: TLAC ratio of RWA
(after deduction basis)
(C-D) E
25.67%
Leverage exposure (LE)
*2
F
199,852.5
Minimum external TLAC
6%
6.75%
requirements (LE basis)
TLAC ratio (LE basis)
(A/F)
G
10.03%
*1 Excludes countercyclical buffer (CCYB) for RWA requirements. As for the G-SIB buffer, SMFG was allocated to bucket 1
according to the latest list published by the FSB
*2 LE excludes deposits with the Bank of Japan under the FSA's temporary relief on leverage ratio calculation until Mar 22
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