Commercial Bank Financial Performance
Forward Looking Statements
This presentation and subsequent discussion may contain certain forward-looking statements with respect
to certain plans and current goals and expectations of Commercial Bank and its associated companies
relating to their future financial condition and performance. These forward-looking statements do not
relate only to historical or current facts but also represent Commercial Bank's expectations and beliefs
concerning future events. By their nature forward-looking statements involve known and unknown risks
and uncertainty because they relate to future events and circumstances including a number of factors
which are beyond Commercial Bank's control. As a result, Commercial Bank's actual future results or
performance may differ materially from the plans, goals and expectations expressed or implied in such
statements.
Any forward-looking statements made by or on behalf of Commercial Bank speak only as of the date they
are made. Commercial Bank does not undertake to update forward-looking statements to reflect any
changes in Commercial Bank's expectations with regard thereto or any changes in events, conditions or
circumstances on which any such statement is based. The information, statements and opinions contained
in this presentation do not constitute a public offer under any applicable legislation or an offer to sell or
solicitation of an offer to buy any securities or financial instruments or any advice or recommendation with
respect to such securities or other financial instruments.
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