Annual Report 2022 - The Beginning of a Journey of Transformation
CAPITALISATION OVERVIEW
Tier 1 Ratio and Capital Adequacy Ratio (%)
Regulatory Capital (KD'Mn)
692
633
44
95
682
669
675
103
101
106
18.3%
17.3%
15.6%
16.0%
14.7%
589
597
579
568
569
16.1%
I
15.8%
13.3%
I
13.6%
12.4%
I
2020
2021
2022
YTD 2022
YTD 2023
2020
2021
2022
YTD 2022
YTD 2023
Tier 2 Capital
Tier 1 Capital
L
Total Capital Adequacy Ratio (%)
Tier 1 ratio (%)
Net Stable Funding Ratio and Liquidity Coverage Ratio
Key Central Bank of Kuwait Regulations & Requirements
329%
272%
441%
Common Equity Tier 1
9.50%
Tier 1 Capital Ratio
11%
302%
Capital Adequacy Ratio
13%
239%
D-SIB surcharge
0.50%
111%
113%
112%
| 107%
106%
+
2020
2021
2022
¡YTD 2022
YTD 2023 I
Γ
Liquidity Coverage Ratio
Net Stable Funding Ratio
Net Stable Funding Ratio Equal to at least 100% on an ongoing basis effective from 1st January 2018
Liquidity Coverage Ratio
Loan to Deposit Ratio
Investment Limits
Minimum of 100%
Capped at 90%
Total ratio of securities portfolio excluding government bonds shouldn't
exceed 50% of bank's capital base
31View entire presentation