Office Loans Investment and Deposit Portfolio Analysis slide image

Office Loans Investment and Deposit Portfolio Analysis

National Lending Portfolio Average LTV By Bucket - Weighted WA LTV Northeast BANK National Lending Portfolio <40% 40-49% 50-59% 60-69% 70-79% >=80% Total Dollars in thousands Direct Originated Loans (1) 87,208 123,435 165,193 93,045 47,952 9,024 525,856 Lender Finance Loans (1) 148,411 Purchased Loans (2) $599,594 139,844 $265,476 106,701 36,860 $198,873 $203,220 29,900 $181,290 461,715 $31,666 $1,480,119 Total $835,213 $528,755 $470,767 $333,124 $259,142 $40,690 $2,467,691 % of Total 34% 21% 19% 13% 11% 2% 100% (1) LTV is calculated as the Bank's loan amount to the value of the underlying commercial real estate collateral. (2) Reflects the Bank's basis against the value of the underlying commercial real estate collateral. All data as of June 30, 2023, unless otherwise noted. Loan balances exclude net deferred fees and costs. 14
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