Investor Presentaiton

Return on Average Tangible Common Equity 40.00% 30.00% 28.66% 27.40% 25.11% 24.24% 22.52% 21.93% 20.00% 10.00% ($ in millions) $3,000 $2,250 19.98% 17.82% $1,500 16.95% 15.06% 16.00% 15.80% 15.84% 1110 14.23% 12.50% $750 0.00% $0 (1) (1) 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 4Q18 4Q19 ROATCE ==8: ROATCE (Excluding Merger Charges) 10 (1) Interim periods shown on an annualized basis Tangible Common Equity PB LISTED NYSE

View entire presentation