Bajaj Finserv Financial Overview
Financial statement summary - Bajaj Housing Finance Limited
B
BAJAJ
FINSERV
USD 1 = INR 75
Values in MM
Financials snapshot
Q1 FY21
Q1 FY20
Yo Y
FY20
FY19
Yo Y
Assets under management
4,398
2,899
52%
4,361
2,342
86%
Assets under finance
3,790
2,727
39%
3,730
2,311
61%
Interest income
92
61
51%
307
133
131%
Fee and other income
5
CO
6
-19%
36
16
128%
Net gain on fair value changes on Investments
4
1
145%
10
LO
85%
Total Income
101
69
47%
353
154
129%
Interest expenses
68
42
62%
215
91
136%
Net Interest Income
32
26
23%
137
63
119%
Operating Expenses
10
11
-10%
45
40
14%
Loan losses and provisions (ECL stage 1 & 2)
6
1
450%
11
3
291%
Loan losses and provisions (ECL stage 3 & write off)
0
0
0%
LO
5
0
1167%
Profit before tax
17
14
16%
76
20
281%
Profit after tax
12
9
31%
56
15
283%
Ratios
Operating expense to Net Interest Income
30.5%
41.4%
32.9%
63.1%
Loan loss to Average AUF*
0.16%
0.05%
0.55%
0.24%
Return on Average Assets*
0.3%
0.4%
1.9%
1.1%
Return on Average Equity*
1.6%
1.9%
9.1%
4.2%
Back 28
* Not annualizedView entire presentation