3Q 2023 INVESTOR PRESENTATION

Segmental Performance - Treasury Income and net income decreased YoY SAR (mn) 9M 2023 9M 2022 A% 3Q 2023 3Q 2022 A% Investments (SARbn) مصرف الإنماء alinma bank +6% Income from investments and financing, net 471 667 -29% 163 229 -29% Investment-related income 179 261 +31% 46 19 -139% 38.3 38.5 39.9 40.1 41.0 Fees from services & other income 193 172 +12% 70 42 +68% Total operating income 843 1,100 -23% 279 290 -4% Total operating expenses 278 188 +47% 90 50 +80% Total charges/(reversals) for impairments 2 10 +81% (0) 9 -102% Net operating income 564 901 -37% 188 231 -19% Share of loss from an associate and joint venture 3Q 22 4Q 22 1Q 23 2Q 23 11 1 +854% 7 1 +592% QoQ +1% +4% +1% 3Q 23 +2% Income before Zakat 574 902 -36% 196 232 -16% Treasury Assets (SARbn) 59.0 51.3 52.4 +16% 63.4 60.9 3Q 22 4Q 22 1Q 23 2Q 23 QoQ +2% +13% +7% 3Q 2023 INVESTOR PRESENTATION 3Q 23 -4% Management Commentary ■ Treasury operating income fell by 23% YoY to SAR 843mn in 9M 2023 due to decrease in income from investment by 29%. Treasury assets rose by 16% during 9M 2023 to SAR 60.9bn, driven by 6% growth in the investment portfolio to SAR 41bn. 41/48

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