CNP Assurances - Investor Presentation

EXPOSURE TO GUARANTEED YIELDS Guaranteed yield on In-Force contracts reduced to 0.23% IN-FORCE BUSINESS AT 31 DECEMBER 2019 (31 DEC. 2018) 2.38% (2.68%) 0.23% (0.28%) Average return on fixed-rate investments Average guaranteed yield CNP Assurances - Investor Presentation - March 2020 NEW BUSINESS 31 DECEMBER 2019 (31 DEC. 2018) 0.76% (1.19%) 0.01% (0.02%) Average return on fixed-rate investments Average guaranteed yield > €13,8bn Policyholder Surplus Reserve at end 2019, representing 6.1% of total technical reserve Unaudited management reporting data 25

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