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Investor Presentaiton

Focused on Higher Return Markets 35% 30% 25% Scotiabank P&C Banking Focused On Higher ROE Markets 20% 33.2% 2 15.7% 15% 10% 5% 0% Canada1 12.9%4 3 5 14.6% 13.1% Pacific Alliance Average FY21 ROE of Canadian banks in each market 1 Average FY21 ROE of RY, TD, BMO, CM, and Q1/22 ROE of BNS 2 Average FY21 ROE of Banorte, Banbajio, Santander Mexico, Credicorp, Bancolombia, Santander Chile and Banco de Chile 3 Q1/22 ROE of BNS' PAC segment 4 Average FY21 ROE of JP Morgan, BofA, Citi, Wells Fargo, Truist, US Bancorp, PNC, Fifth Third, M&T and Comerica 5 Average FY21 ROE of TD, BMO and CM's US Banking segment Sources: Bloomberg LLP, Company Financial Reports Average FY21 ROE of largest banks in each market US 9
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