Supporting MSMEs Through the Pandemic

CONSISTENT IMPROVEMENT IN COVERAGE RATIOS Coverage ratios 72% Regulatory coverage 72.0% 70.1% ratio 200bps above our 68.6% 69.0% short term target 67.7% 63.5% KCB 75.0% Medium term target 73.4% 70.0% Short term target 69.5% 67.9% 66.7% 66.2% 65.2% Q3 20 FY 20 Q1 21 H121 Q3 21 Q3 21* -⚫-IFRS Coverage Ratio --CBK Coverage Ratio Q3 21* ratios inclusive of additional coverage provided by risk guarantee schemes 33

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