Investor Presentaiton

= Customer Financing ...with 4% YTD customer financing growth driven mainly by growth in Retail and Corporate financing... Customer Financing, net (AEDbn) Customer Financing, Gross Movement YTD (AEDbn) مصرف أبوظبي الاسلامي ADIB 95 92.2 Customer Financing, Gross by Segment (%) 90.2 90 88.3 85 83.1 83.7 84.4 Private 4.4% +4% Other 2.8% 93.1 2.6 0.1 0.4 1.5 2Q 22 80 Wholesale 39.9% 97.2 -0.2 -0.2 Retail 75 52.9% 1Q 21 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 Customer financing, Retail Government & public Coporate FI Private Others Customer financing, gross sector gross 4Q 21 2Q 22 +5% +0% +2% +54% -5% -6% Customer Financing, Gross by Sector (%) Retail Financing, Gross Composition (%) Retail Financing, Gross Movement YTD (AEDbn) +5% Real estate 7.6% Card 3.4% 1.6 0.6 0.4 0.1 48.9 Government & public sector Individual 16.3% Home finance 32.9% 58.1% 2Q 22 Corporate 20.4% 2Q 22 FI Auto finance 9.6% Personal finance Other 0.7% 46.7% 4.5% -0.1 51.4 Retail financing, gross Personal finance Home finance Auto finance Card Real estate Retail financing, gross 4Q 21 +7% +3% +9% +7% -3% 2Q 22 35

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