FY21 Results
Loan book
Strong growth in net interest revenue
LOANS AND ADVANCES BALANCES
NET INTEREST REVENUE
$63m
$78m
$98m
$3,432m
$80m
$63m
$61m
$62m
$136m
$44m
$122m
$3,050m
$2,947m
$120m
$2,781m
$71m
JUN 18
JUN 19 JUN 20
JUN 21
NET INTEREST MARGIN
2.00%
1.97%
1.93%
$2,945m
$3,131m
$3,266m
$3,593m
JUN 18
JUN 19
JUN 20
JUN 21
1.87%
Housing Loans
Business
Consumer Loans
JUN 18 JUN 19
JUN 20 JUN 21
> Net interest revenue of $78m, up 10.8% on FY20
> Net interest margin of 2.00% (FY20: 1.97%)
> Loan book growth of 10.0% on FY20, 3.2x system,
reflecting strong broker flows, First Home Loan
Deposit Scheme (FHLDS) and partnerships
> Housing loans of $3,432m, up 12.5% on FY20
(95.5% of loan book)
> Business lending of $98m following change in strategy
with lending pause in place (2.7% of loan book)
INVESTOR PRESENTATION | FY21 Results - 27 August 2021
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