Financial Performance Update Q3'22

Santander Brasil has a solid strategy, which benefits from being part of a large international group 9M'22 YoY Var.6 Strategic Priorities KEY DATA Customer loans¹ €98.0bn +10.5% Customer funds² €126.4bn +2.2% Underlying att. Profit €2,027mn -1.5% ROTE³ 26.8% -1.4pp Efficiency ratio 31.1% +1.8pp Loans market share4 9.5% -98bps Deposits market share 4,5 10.6% +24bps Total customers 57.7mn +11.5% Digital customers 19.9mn +9.1% Branches 2,903 -1.3% 00 Employees 53,699 +12.2% Santander Expand our customer base and profitability, with robust new customer acquisition dynamics and steady loyalty growth Build a more integrated distribution platform, a benchmark in the market, to strengthen connectivity between businesses ▸ Keep loan quality indicators under control, backed by continuous enhancements to our risk models Consolidate the productivity culture, with a relentless pursuit for operational efficiency Maintain profitability levels by adapting to different scenarios through innovation (1) Gross loans excluding reverse repos. (2) Excluding repos. (3) Adjusted ROTE: adjusted based on Group's deployed capital calculated as contribution of RWAs at 12%. Using tangible equity, ROTE is 20.7%. (4) Loans market share as at Jun-22 and deposits market share as at Mar-22. (5) Including demand, savings and time deposits, LCA (agribusiness notes), LCI (real estate credit notes) and financial bills (letras financeiras). (6) Constant euros. 7

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