Investor Presentaiton
FEE & OTHER OPERATING INCOME
Optimizing Subsidiaries Roles Through Cross-Selling Potential
Consolidated Other Operating Income
-
BRI
(IDR Trillion)
Bank Only Fee and Commission - Composition
(IDR Billion)
YoY g = 14.3%
1Q'22
g YoY 15.4%
1Q'23
39.1
226
210
5%
93 5%
240 5%
125 5%
244
Deposit Admin.
34.7
2%
3%
7.9
31.0
28.4
8.6
23.4
7.5
6.9
12.5
9.0
5.2
7.3
7.1
6.2
■ E-Channel
408
1,123
1,192
24%
10%
26%
644
13%
429
10%
■Loan Admin.
■Trade Finance & IB
■Non E-Channel
651
1,782
42%
13%
■ Insurance
1,832
37%
■ Others
9.9
8.7
18.8
16.2
17.1
1.9
14.5
1.8
3.0
12.0
2.4
4.6
5.1
2018
2019
2020
2021
2022
1Q22
1Q23
■Fees and Commissions
■Recovery of Written-Off Assets
Other Operating Income to Total Revenue (%)
Others
Bank Only Fee and Commission YoY Growth
-
57.8%
51.6%
34.4%
Other Operating Income growth driven by Fee Based Income and
Recovery Income
6.1%
16.5%
6.0%
2.8%
Deposit E-Channel Loan
Admin.
Admin.
Trade
Finance &
IB
Non E- Insurance
Channel
Others
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