Investor Presentaiton
Annual Report
AR
2022
National Financial Stability
SUMMARY
FINANCIAL SYSTEM
Analyses carried out by the BCB indicate that in 2022
there was no relevant risk to financial stability.
Financial Stability
WHO WE
ARE
OUR
STRENGTH
AND
OUR
RESOURCES
CREDIT
Credit to micro, small and
medium companies
continued to grow strongly.
Larger companies
continued to access the
capital market, but began to
increase operations with the
banking system.
Banking credit to
households maintained
the high pace of growth,
especially in consumer
credit and credit cards
operations.
RESILIENCE
SFN's provisions were
adequate, above expected
losses estimates, and
capitalization and liquidity
were preserved above
prudential requirement levels.
Stress test results indicated
that the banking system was
able to absorb all simulated
shocks, both in capital and
liquidity.
RISKS
Risk appetite of financial
institutions remained high in
credit for micro companies and
households.
Risk materialization increased
due to riskier credit granting in
previous quarters and the
deterioration of households'
payment capacity.
OUR
RESULTS
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