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Investor Presentaiton

Consolidated Income Statement Highlights Rp billion 1H22 1H23 ΔΥΟΥ 2Q22 1Q23 2Q23 AQOQ ΔΥΟΥ Net Interest Income 4,034 4,896 21% 2,076 2,452 2,444 0% 18% Non-Interest Income 1,005 837 -17% 440 386 451 17% 3% Operating Income 5,039 5,733 14% 2,516 2,838 2,895 2% 15% Operating Expenses (2,288) (2,500) 9% (1,126) (1,249) (1,251) 0% 11% Pre-Provision Operating 2,751 3,233 17% 1,390 1,589 1,644 3% 18% Profit Provision Expense (659) (607) -8% (84) (280) (327) 17% 291% Non-Operating Income - 2 3 136% 1 2 1 -24% 38% Net Profit Before Tax 2,094 2,629 26% 1,307 1,311 1,318 1% 1% Income Tax Expense (445) (564) 27% (278) (281) (283) 1% 2% Net Profit After Tax 1,649 2,065 25% 1,028 1,030 1,035 1% 1% → OCBC NISP OCBCNISP Information Classification: Public 22 22
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