BRI Performance Highlights and Green Initiatives

LOAN QUALITY - BANK ONLY Classified Loan, Write Off, and Recovery Non-Performing Loan - by Segment NPL Q1'22 1H'22 9M'22 2021 2022 NPL Coverage BRI 291.5% IDR Trillion Micro 1.77% 2.21% 2.12% 1.49% 1.74% 278.1% 275.7% 275.9% 265.2% Consumer 1.93% 2.00% 1.98% 1.78% 1.83% 84.7 88.4 87.2 84.6 80.9 Small 4.39% 4.71% 4.81% 4.05% 4.30% Medium 3.95% 3.83% 2.53% 3.57% 2.26% 30.7 33.3 31.6 29.1 29.0 Corporate 5.89% 5.25% 4.64% 6.68% 4.68% Total NPL 3.15% 3.32% 3.14% 3.08% 2.82% Q1'22 1H'22 9M'22 2021 2022 Provision NPL -O-NPL Coverage Special Mention - by Segment SML Q1'22 1H'22 9M'22 2021 2022 Write Off & Recovery 71.4% 60.9% 59.1% 56.0% 54.7% Micro 4.44% 5.06% 4.63% 3.03% 3.95% Consumer 2.95% 2.92% 3.04% 2.20% 2.76% 20.2 Small 5.46% 5.79% 5.69% 3.42% 4.30% Medium 3.14% 2.78% 2.66% 3.08% 2.55% 9.0 15.2 14.6 8.3 8.9 11.9 5.0 3.3 2.3 Corporate 7.25% 7.37% 7.53% 6.94% 4.32% Q1'22 1H'22 9M'22 2021 2022 Total SML 4.91% 5.28% 5.09% 3.70% 3.87% Write Off Recovery Income Recovery Rate 50 Note: All numbers are bank only, unless stated as consolidated

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