Investor Presentaiton
IFRS 17 AND IFRS 9 UPDATE
Favourable positioning
IMPACTS AT TRANSITION 1,2
Book value
CSM level
+$10M³
$5.5B³
CORE EPS
Guiding to solid growth
Solvency ratio
> 20 percentage point increase
$8.85
Capital available for
deployment
Very favourable
PRELIMINARY IMPACTS
ON 2022 RESULTS 1,4
Book value
Solvency ratio
Core ROE
Near-neutral
> 20 percentage point increase
Favourable
Core EPS level
Favourable
Organic capital generation
Favourable
2022
2023 2024
2025
IFRS 4
IFRS 9/17
Maintaining
medium-term target
10%+ growth
on average per year
iAm
Financial Group
In 2023 - Additional one-time
mid-single-digit growth from
favourable impacts of new
regime for iA and of current
higher interest rates, partially
offset by continued
investments in digital
transformation
6
1 These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures.
2 Combined impact at transition of IFRS 9 and IFRS 17 (January 1, 2022), according to information available as at Dec. 31, 2022. 3 The finalization of the Consolidated Statements of Financial Position
at the January 1, 2022 transition date is in progress. 4 Expected estimated combined impact of IFRS 9 and IFRS 17, according to information available as at Dec. 31, 2022.View entire presentation