Investor Presentaiton

ECONOMIC INDICATORS SUGGEST NON-MINING STATES ARE THRIVING EMPLOYMENT GROWTH (JOBS CREATED IN PAST 3 YEARS)¹ RETAIL SALES BY STATE - AUGUST 2016¹ (000's) 250 200 150 100 50 0 -50 NSW Vic Tas Non-mining States (1) Source: NAB, ABS 118 (%) 7 6 5 4 3 2 1 0 -1 Year-on-year Growth -2 NSW VIC ACT TAS ACT Qld SA WA NT Partly Mining Mining Non-mining States SA Partly Mining QLD NT WA AUS Mining AUS National Australia Bank SME CONDITIONS AND CONFIDENCE ESPECIALLY STRONG, HIGHEST IN SIX YEARS SME BUSINESS CONDITIONS & CONFIDENCE¹ Index 30 SME BUSINESS CONDITIONS & CONFIDENCE BY INDUSTRY¹ Index 30 20 10 0 -10 -20 -30 SME Conditions SME Confidence 25 ■SME Conditions ■SME Confidence 2008 2009 2010 2011 (1) Source: NAB Quarterly SME Survey 119 2012 2013 2014 2015 2016 20 15 10 5 0 5 Health Business Finance Accom, cafes & rest Wholesale Manufacturing Transport Property Retail Construction National Australia Bank

View entire presentation