Retail Banking Performance Update
Yield on loans (%)
Q1'21
Q2'21
Q3'21
Q4'21
Q1'22
Q2'22
Q3'22
Q4'22
Europe
2.06
2.02
1.98
1.99
2.08
2.23
2.44
2.86
Spain
1.84
1.78
1.68
1.69
1.73
1.78
1.98
2.48
United Kingdom
2.27
2.25
2.27
2.23
2.23
2.30
2.43
2.67
Portugal
1.52
1.47
1.44
1.41
1.42
1.45
1.64
2.33
Poland
2.90
2.91
2.93
3.31
4.64
6.21
7.28
7.64
North America
7.71
7.59
7.48
7.38
7.37
7.63
8.14
8.75
US
6.91
6.76
6.59
6.41
6.29
6.40
6.90
7.35
Mexico
10.11
10.03
10.08
10.23
10.47
11.07
11.81
12.80
South America
9.92
10.00
10.52
12.42
12.90
14.67
14.53
13.86
Brazil
11.37
11.63
12.20
13.25
14.36
14.89
14.81
14.90
Chile
6.87
6.63
6.93
10.61
9.99
14.25
13.16
11.47
Argentina
22.03
21.97
21.63
23.33
24.39
28.80
34.39
37.44
Digital Consumer Bank
3.98
3.94
3.93
3.88
4.02
4.00
4.02
4.28
Santander
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