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Investor Presentaiton

Georgia Capital FY19 Performance (management accounts) GEORGIA CAPITAL Income Statement Cash flow, Georgia Capital stand-alone GEL '000, unless otherwise noted FY19 FY18 Change GEL thousands unless otherwise noted FY19 FY18 Change Dividend income 122,219 72,504 68.6% Dividends received 72,876 72,446 0.6% Interest income 39,044 35,282 10.7% Interest received 39,853 27,909 42.8% Realised/unrealised (loss)/ gain on liquid funds 9,547 (5,984) NMF Interest paid (51,923) (45,838) 13.3% Interest expense (55,071) (44,711) 23.2% Cash inflow from Operations before operating expenses 60,806 54,517 11.5% Gross operating income 115,739 57,091 NMF GCAP operating expenses (19,280) (10,513) 83.4% Operating expenses (34,391) (18,689) 84.0% Cash inflow from operations 41,526 44,004 -5.6% GCAP net operating income 81,348 38,402 NMF Capital allocations (188,842) (85,048) NMF Fair value changes of portfolio companies Listed portfolio companies (62,869) (661,655) -90.5% Loans (Issued)/Repaid 164,407 (275,102) NMF Of which, Georgia Healthcare Group PLC (203,109) (413,148) -50.8% of which, Loans to portfolio companies Of which, Bank of Georgia Group PLC 140,240 (248,507) NMF of which, Loans to third parties Private portfolio companies Late Stage Of which, Water Utility Of which, Housing Development Of which, P&C Insurance 75,021 (94,058) NMF Cash outflow on buybacks 52,370 (153,187) 112,037 (124,737) (87,414) NMF (121,915) NMF 42.7% 63,722 (86,944) NMF of which, management trust 52,953 (67,164) NMF of which, Staff ESOP (23,630) (8,824) NMF of which, Buyback programme (46,685) (2,588) (75,464) (42,628) 9.5% NMF (44,786) 68.5% 34,399 (10,956) NMF Early Stage (5,098) (6,682) -23.7% (Purchase)/Sale of PPE 32 (924) NMF Of which, Renewable energy Of which, Hospitality & Commercial Real Estate 9,918 4,700 40,515 NMF Fees paid (5,750) NMF -75.5% Of which, Beverages (15,016) (51,897) -71.1% Cash outflow/inflow from financing activities 467,434 NMF Pipeline businesses 16,397 (432) NMF Of which, Auto Service 17,056 (1,326) NMF Proceeds from debt securities issued Repayment of borrowings from former Parent company 715,729 NMF (248,295) NMF Of which, other (659) 894 NMF Total investment return 12,152 (755,713) NMF Demerger related outflows (587) (32,597) -98.2% FX Effect & Fair valuation 26,190 4,751 NMF Income before foreign exchange movements Net cash flow (87,761) 35,104 NMF 93,500 (717,311) NMF and non-recurring expenses Beginning cash and liquid funds 299,650 264,546 13.3% Net foreign currency loss (20,967) (25,371) -17.4% Ending cash and liquid funds 211,889 299,650 -29.3% Non-recurring expenses (982) (23,449) NMF Net Income 71,551 (766,131) NMF Page 81
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