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Investor Presentaiton

Frontrunner in Sustainability 2011 2019 2020 2021 2022 IFC RCBC's first foray into sustainability. The Env'tl and Social Mgmt. System (ESMS) enabled us to adhere to IFC's eight performance standards SUSTAINALYTICS RCBC establishes first sustainable finance framework under the ASEAN Sustainability Bond Standards and went through an external review by Sustainalytics WHAT IS A PESO GREEN TIME DEPOSIT? A pioneer in SFIs in the PH First Philippine bank to publicly announce our commitment to funding for coal • It is a time deposit that has higher interest rates than a reguar time deposit with a wide range for tenure. First ASEAN sustainability bond issuance out of the country cease THE Asset P17.9B ASEAN earned RCBC's Sustainability Bond recognition from The Asset as Best Sustainability Bond. First Philippine bank signatory of PCAF and PACTA tool OPACTA PCAF Paris Agreement Capital Transition Assessment Partnership for Carbon Accounting Financials P49B Green & sustainability bonds issued to date, financing projects over 8,000 Adopted quantitative global climate risk analysis tools to address climate change in terms of our loan portfolio Welcome to YGC FOREST MT. BANGKAAN This is a 100 hectare project of the Tufenges Group of Comparis Introduced PH's first Peso green TD to enable clients to participate in our sustainability journey Supporting clean energy Funded ~3GW of RE projects since 2012 Ceased supporting new coal in 2018; remaining exposure to zero out by 2031 Participated in the Philippines' first Energy Transition Financing agreement Initiative in local communities Tree-planting under the YGC Earth Care Project - 50,000 native trees within 100 hectares in the Sierra Madre Health assistance for indigent Filipinas via AYF's 2022 For Women Only Project • • RCBC's Sustainability Key Achievements Pioneering bank in PH to adopt quantitative global climate risk analysis tools Issued US$1.4 billion sustainable financing instruments • Launched the country's first green time deposit First local bank to publicly declare our commitment to cease funding for coal RCBC
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