Investor Presentation - Q3 FY22

0-4 4-7 7-15 Contribution to India's GDP FY'21 (%) Existing branches - 76 New branch locations - 54 Digital branches - 57 Pan India Distribution driven by strategic market selection & contiguous expansion Distribution Strategy 76 92 13 187 Geographic Expansion Branches Districts States/UT Touchpoints States/Territories Number of Percentage of gross loan assets as on Branches Districts Q3FY22 FY21 FY20 FY19 Gujarat 20 22 37.0% 38.2% 39.7% 40.8% Maharashtra 17 15 16.7% 19.2% 21.7% 28.4% Tamil Nadu 11 16 12.0% 11.1% 9.9% 8.5% Business commenced in 4 new physical branches and 7 new branch locations. In addition, 15 new digital branches have been launched. Taking the total number of touchpoints to 187 Karnataka 4 5 8.3% 9.1% 9.0% 8.2% Rajasthan 6 5 5.7% 5.5% 5.0% 3.8% Telangana 5 4 6.8% 5.5% 4.9% 3.2% Madhya Pradesh Uttar Pradesh & Uttarakhand Haryana & NCR Chhattisgarh 5 6 4.7% 4.4% 3.9% 2.6% 1 CO 6 3.6% 2.9% 2.6% 2.0% 1 3 0.9% 1.0% 1.1% 1.3% 1 4 1.4% 1.2% 0.9% 0.8% Andhra Pradesh 5 00 6 2.9% 1.9% 1.3% 0.4% Total 76 92 100.0% 100.0% 100.0% 100.0% States/UT include states/UT from where we source loans irrespective of physical presence of a branch in those states/UT Note: Source for Contribution of states to India's GDP: NSO, MOSPI Disclaimer :Map not to scale. All data, information and maps are provided "as is" without warranty or any representation of accuracy, timeliness or completeness Investor Presentation -Q3 FY22 11 homefirst We'll take you home

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