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Investor Presentaiton

ANZ 2023 Half Year Results CUSTOMER ENGAGEMENT TO SUPPORT EMISSIONS REDUCTIONS 100 of our largest emitting business customers (progress at 30 September) We have been discussing transition plans with 100 of our largest emitting business customers since 2018 and broadened this to our customers efforts to protect biodiversity in 2022. In FY22 we engaged with 99 of our largest emitting business customers. 61% of these customers now have well developed or advanced transition plans versus 42% as at the end of FY21. Overall good progress is being made, with 29 customers upgraded since FY21. Our largest emitting business customers produced more than 147 million tonnes of direct (Scope 1) CO2 emissions during 2020-21 for their Australian-based operations. This is around 30% of the national total for Australia. We expect our new target of $100b by 2030 will further assist our largest emitting customers to invest in emissions reduction. We will continue to prioritise support for customers who are committed to improving their plans. This support will also focus on customers in the C and D categories. We are seeking improved plans from these businesses by 2025 and will increase our engagement to encourage further progress. While we will aim to support C and D category customers to improve, if significant engagement doesn't see positive momentum we will reduce our exposure. 100 of our largest emitting business customers by transition plan category 15 (as at 30 September)1 27 23 A A-ADVANCED 38 36 27 22 B C C- UNDERDEVELOPED/STARTING OUT D-NO PUBLIC PLANS Sep 2021 Sep 2022 B-WELL DEVELOPED 22 22 11 1. We replaced six customers in 2022 due to exits or significantly reduced exposures, or due to mergers and acquisition activities. Replacements on this list are typically from a similar sector, located in the same country or region, a similar level of exposure and emissions and at a similar stage of their transition planning 54
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