Hang Seng Bank 2021 Financial Overview and Segment Performance

Financial Overview HK$ Mn Net interest income Average interest-earning assets Net interest margin (%) Return on average ordinary shareholders' equity (%) Return on average total assets (%) Capital ratio (%) Common Equity Tier 1 capital ratio Tier 1 capital ratio Total capital ratio 的恒生銀行 HANG SENG BANK 2021 vs 2020 23,822 11% 1,595,483 2.7% 1.49 24bp ▼ 2021 7.7 0.8 31 Dec 21 15.9 17.5 18.9 Favourable Unfavourable

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